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May 30, 2025
Agency

Why You Should Work With an Independent Insurance Agency

Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
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March 3, 2025
Agency

How to Prevent Accidents on the Road

According to the Centers for Disease Control and Prevention (CDC), motor vehicle crashes are the 1st or 2nd leading cause of death in every major industry group in the United States. Work-related accidents on the road cost employers $39 billion in 2019, so it’s important for employers who have employees that drive as part of […]
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January 6, 2025
Agency

Do BOPs Contain Deductibles?

Small business owners want to obtain their commercial insurance in as cohesive and affordable a package as possible. A business owners policy, also known as a BOP, will provide the solution. These policies include coverage for several of the most common liabilities present in most businesses. The plan will pay up to certain limits when […]
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May 6, 2024
Agency

BOP’s 3 Big Features: Property, Liability, and Interruption

A business owner policy, or BOP, is a type of business insurance plan. It combines several of the most common types of coverage that companies need to maintain – all at an affordable, bundled rate. As a business owner, speak to your agent about using a BOP, since it may help you to get the […]
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March 14, 2024
Agency

Finding Coverage in the Hard California Insurance Market

The California insurance market is going through a difficult period. Rates are rising and coverage options are dwindling as carriers leave the market. However, by using the right strategies, it is still possible to secure the coverage you need. Rising Losses Are Squeezing Insurers Insurers are facing rising claims costs due to several factors: -Inflation […]
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March 8, 2024
Agency

Barn And Outbuilding Security For Farmers And Ranchers

If you own a farm or ranch, chances are you have quite a few outbuildings on your property. Those buildings hold value themselves, and they hold valuable property. Should they face security threats, you could stand to lose money. What can you do, as a property owner, to protect outbuildings from barns to storage sheds? […]
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January 31, 2024
Agency

The Basics of A BOP

A lot of work goes into starting a business. Before you open, you are going to invest in products, personnel and property. The list could go on for days.   Once you get off the ground, you will have to manage a constantly-changing environment. Different people, information and products will pass through the company every day. […]
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December 1, 2023
Agency

What Insurance Do You Need on a New Farm?

Starting a new farm is an exciting but expensive venture that offers as much risk as it does reward. This is why insurance is recommended for farmers to protect their assets and income in case of a lawsuit or accident. However, not all insurance policies are created equally and it is important to find the […]
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November 1, 2023
Agency

Top Reasons to Carry Boat Insurance

Do you own a boat already, or are you planning to take the dive and buy one? Are you wondering if the law requires you to have boat insurance? Why would you need it, and what exactly does it cover?  Reasons for insurance range from protecting your investment to protecting yourself, the passengers and the […]
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October 1, 2023
Agency

5 Employee Benefits That Workers Value

It’s no secret that people prefer to work for compassionate companies that understand their personal needs. These individuals will often work harder for a company that takes care of them, creating loyalty on both sides of the employment spectrum. Offering healthcare is standard for many businesses, but here are five additional employee benefits that workers […]
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