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January 26, 2022
Agency

4 Must-Have Business Insurance Policies

As a business owner, you may feel like you constantly have to duck and dodge problems. Avoiding risks is a part of business, one that will improve your chances of success.  When it comes to meeting the demands of your business, it’s much better to have a partner to help you avoid risks. Business insurance […]
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February 23, 2022
Agency

3 Costly Home Insurance Mistakes Putting You At Risk

Protecting your home should be a priority. Still, sometimes it is easy to overlook simple things you can do to protect your home from risks. This is very true about home insurance. By working closely with your agent, you can learn more about all the ways to minimize risk to your home. You also can […]
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March 15, 2022
Agency

How Does Crop Insurance Work?

Crop insurance often comes as part of a farm insurance policy to protect the unique risks faced by farms and ranches.  At its simplest, crop insurance provides compensation to the farm if crops are lost or destroyed due to certain incidents. Covered incidents often include:  Fire  Wind  Hail  Lightning  Smoke  Theft  Vandalism  Drought  Crop insurance […]
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April 19, 2022
Agency

Does Medicare Cover Medicine Delivery?

Most basic Medicare and Medicare Advantage policies don’t cover prescription drug costs, much less delivery. However, if you have additional coverage such as Plan D, you could save money on your prescription drugs and have them delivered to your door.  Some Medicare users don’t have anyone to travel for them or are unable to travel […]
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May 20, 2022
Agency

Are Surety Bonds Insurance?

When putting together your business’s risk management portfolio, you will naturally need to include commercial insurance as part of your strategy. However, another critical piece of financial protection that you might need is a commercial bond. Also known as surety bonds, commercial bonds are guarantees of financial security that address a business’s liabilities to its […]
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June 13, 2022
Agency

The Basics of Crop Insurance

If you’re in the business of agriculture, then there’s probably nothing more important to you than your crop yield. After all, if you cannot raise your products appropriately, then you won’t be able to sell them, turn a profit and ultimately, earn a living. That’s why it is so imperative to protect your crops with […]
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July 25, 2022
Agency

What Insurance Do You Need When Starting a Farm?

Agriculture provides a huge source of opportunity to farmers and their employees. If you plan on starting an enterprise, you will need the right resources and a lot of hard work. One important resource is insurance. Insurance can help protect your investment in case of an accident or natural disaster, but not all farm insurance […]
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August 12, 2022
Agency

Staying Healthy During Summer Vacation

Though cold and flu season are winding down, that doesn’t mean you shouldn’t take care of yourself. Summertime comes with its own health risks, some of which might prove serious if you don’t pay attention.  How do you keep yourself safe when hot weather and vacation risks threaten? What care should you seek when problems […]
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September 1, 2022
Agency

Employee Dishonesty Insurance: Does My BOP Cover Me

When you build a workforce in your business, your employees will be your biggest assets. However, they are also your biggest liabilities, in many ways. That’s particularly true when employees become problems for the business’s reputation. Employee misconduct or dishonesty is something that might happen, as much as you try to avoid it. However, to […]
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October 10, 2022
Agency

10 Ways to Stay Safe at Work

Implementing and enforcing safety procedures at work is a great way to reduce the risk of accidents and injuries. Obviously, keeping employees safe should be of vital importance to you on a moral level, but safety also lends to good business practices. The lower your business’ risk of accident, the lower your worker’s compensation premium (and other […]
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